Accidents come quite uncalled for and what to do upon its occurrence should be part of the knowledge that people should possess in order to have everything settled out in the right way. There is the legal bit of the procedures the car accidents should adhere to in order to address any consequent claims that would come up. The first and most important bit that an accident victim should beware of is trying to go on with the legal process related to their accidents without a car accident attorney or personal injury attorney, either of whom is a great key to the success of the claims made or the filed cases.
With sufficient experience gathered from the field dealing with car accidents and work injury victims in the southern California region, my advice has always been to seek a competent attorney before visiting your insurer to ensure that they view you seriously in your legal matters for which you will get your rightful settlement value.
If you happen to be a Southern California resident and the accident befalls you, here are sure fire tips on how to go around the filing of your claims.
Seeking the right attorney to start up the evaluation and to oversee your legal procedures.
An assessment of the accident or injury is necessary and the responsible parties should play their roles. The insurance companies are best left to handle this bit. With a car accident attorney or a personal injury attorney already notified, then it is good to proceed. The insurance company covering the party at fault in the happening of the accident is responsible for any claims that are placed. In the event that no one is at fault for the occurrence of the accident, one can proceed to file the injury claims under the Personal Injury Protection (PIP) policy.
Documentation preparation and provision
Upon filing the claims to the responsible insurance company, one will be requested to provide the necessary documentation to support the claims. The documentation covers for quite an number of activities one is involved in on a daily basis. These could include income tax records, receipts for medical appointments and expense records related to the car accident or personal injury. It is thus important for a victim to keep all records related to the activities that happen after the accidents which are related to the occurrence of the accident. You should hire a professional lawyer after asking few questions to its professional services in this area, click here to get an ideas about these questions.
The medical authorization forms
When one needs to get the compensation for the medical bills incurred due to the accident, the insurance company will request one to sign the medical authorization form to grant them the permission to obtain one’s medical records and bills from the hospital in which one was treated. This information will be paramount to the insurance for the settlement negotiation with you or your attorney. My tip to Southern California residents is to get extremely careful with the signing of the medical authorization form as this is a source of information to the insurance company which could be used to scale down one’s settlement value such as premedical history records that relate to the accident.
The automatic child seat replacement
A final tip is to obtain automatic settlement for the replacement of the child seat if it’s part of the incurred loss in the accident. This is provided for in the insurance code that reside in the Southern California region, hence it would be a great tip to take advantage of the offer.